(Family Features) Although there are hundreds of options for organizing your home, the pieces you make yourself are the ones that truly reflect your personality. Adding your own flair to standard organizing materials adds instant character and functionality to any room.
Making the most of your space – including your walls – is the key to successful organizing. Channel your inner creativity with help from the crafting experts at Jo-Ann Fabric and Craft Stores and add chic style to your storage with distressed wooden boxes hung to create artful, cubby shelves or this hanging bulletin board, which uses cleverly stylish clothespins and clips to protect your treasured photos and messages from thumbtack punctures
(Family Features) If you happen to find yourself in a tight spot, borrowing money can help set you back on the right path. However, doing so without a full understanding of the facts can hinder your finances in the future.
“When faced with a financial emergency, most people don’t think through how borrowing money might affect them down the line,” said Susie Irvine, president and CEO, American Financial Services Association Education Foundation. “With so many options available, it’s relatively easy to get a loan, but the impact on your credit and what it actually costs you over time can vary a great deal.”
Finance Cuts To Our Emotional Roots, Money Professional Says
When we think about money, let’s be honest – we’re not talking about just money, but also a host of related consequences and deeply felt emotions, says retirement specialist
“Money cuts to the emotional roots of every human issue,” says Stoerzinger, a
CERTIFIED FINANCIAL PLANNER™, head of Lee Stoerzinger, Inc.,
(www.leestoerzinger.com) and author of “On The Back Burner.”
“In my years of advising, I’ve come to understand that when we talk about money, we’re layering in fear, spirit and soul. When we strip away the facts and figures, money is all very emotional. We can’t really make progress until we understand those emotions. I have found that most people don’t necessarily want to be rich—they just don’t want to be poor. Isn’t that what we all want – security?”