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Month: January 2016

Toys And Unstructured Playtime Promote More Than Just Fun

Children Thrive When Imagination Is Allowed To Flourish, Experts Say

A child maneuvering toy cars down an imaginary highway in his backyard appears to be doing little other than having a good time.

But there could be more to the activity than meets the adult eye. Research shows that imagination and unstructured playtime are important to a child’s intellectual development.

Often, it’s a favorite toy that helps spark creativity – and occasionally much more. It was his son’s interaction with stuffed animals, for example, that inspired author A.A. Milne to create Winnie-the-Pooh.

Personal Loans 101

(Family Features) If you happen to find yourself in a tight spot, borrowing money can help set you back on the right path. However, doing so without a full understanding of the facts can hinder your finances in the future.

“When faced with a financial emergency, most people don’t think through how borrowing money might affect them down the line,” said Susie Irvine, president and CEO, American Financial Services Association Education Foundation. “With so many options available, it’s relatively easy to get a loan, but the impact on your credit and what it actually costs you over time can vary a great deal.”

6 Ways To Talk About Money With Your Family

Finance Cuts To Our Emotional Roots, Money Professional Says

When we think about money, let’s be honest – we’re not talking about just money, but also a host of related consequences and deeply felt emotions, says retirement specialist
Lee Stoerzinger.

“Money cuts to the emotional roots of every human issue,” says Stoerzinger, a
CERTIFIED FINANCIAL PLANNER™, head of Lee Stoerzinger, Inc.,
(www.leestoerzinger.com) and author of “On The Back Burner.”

“In my years of advising, I’ve come to understand that when we talk about money, we’re layering in fear, spirit and soul. When we strip away the facts and figures, money is all very emotional. We can’t really make progress until we understand those emotions. I have found that most people don’t necessarily want to be rich—they just don’t want to be poor. Isn’t that what we all want – security?”